SIM loan - Bank Spółdzielczy w Szczytnie

SIM Cash Loan

finance your own contribution under
Social Housing Initiative

Do you dream of your own apartment under the Social Housing Initiative (SIM)?

Finance your participation in the SIM program with a promotional loan! 

What is the promotion about?

The promotion concerns the Safe Cash loan, which you can use to finance the participation fee under the SIM program. It’s a simple and convenient solution that will help you obtain the funds necessary to join the housing program – without any commission and with attractive interest rates.

Why is it worth it?

  • 0% commission for granting the loan
  • Fixed interest rate throughout the term of the contract:

      -8.49% – with life insurance

      -8.99% – without life insurance

  • Funding up to 150,000 PLN
  • Repayment period up to 121 months (120 monthly installments)

How to take advantage of the promotion?

  • Visit any branch of the Cooperative Bank in Szczytno.
  • Submit an application for the Safe Cash loan – SIM.
  • Enjoy preferential financing conditions.

Take advantage of the promotion today!

Don’t wait – this exceptional offer lasts only until April 30, 2026. Realize the dream of your own apartment with the help of the Cooperative Bank in Szczytno.

Visit the nearest branch or contact us to learn more details

The APRC of the loan for a representative example as of October 30, 2025, amounts to 11.71 %.

Total loan amount 67,700.00 PLN, loan period 100 months (100 equal monthly installments), fixed interest rate of 8.49% per year for the offer with life insurance in the basic variant, commission for granting the loan 0%. The loan installment amounts to 946.79 PLN. The total cost of the loan of 33,073.72 PLN consists of: interest 26,913.02 PLN and insurance 6,160.70 PLN. The total amount to be repaid is 100,773.72 PLN. The bank’s granting of the loan depends on a positive assessment of creditworthiness. This material does not constitute an offer and is for informational purposes only.