SIM loan - Bank Spółdzielczy w Szczytnie

SIM Cash Loan

finance your own contribution under the
Social Housing Initiative

Do you dream of your own apartment under the Social Housing Initiative (SIM)?

Finance your participation in the SIM program with a promotional loan! 

What is the promotion about?

The promotion concerns the Safe Cash loan, which you can use to finance the participation fee under the SIM program. It is a simple and convenient solution that will allow you to obtain the necessary funds to join the housing program – with no commission and attractive interest rates.

Why is it worth it?

  • 0% commission for granting the loan
  • Fixed interest rate during the entire term of the agreement:

      -8.49% – with life insurance

      -8.99% – without life insurance

  • Ability to finance up to 150,000 PLN
  • Repayment period of up to 121 months (120 equal monthly installments)

How to take advantage of the promotion?

  • Visit any branch of the Cooperative Bank in Szczytno.
  • Submit an application for the Safe Cash loan – SIM.
  • Enjoy preferential financing conditions.

Take advantage of the promotion today!

Don't wait – this exceptional offer is only valid until September 30, 2026. Fulfill your dream of owning an apartment with the help of the Cooperative Bank in Szczytno.

Visit the nearest branch or contact us for details.

The APRC for the loan for a representative example as of 30.10.2025 is 11.71%.

Total loan amount 67,700.00 PLN, loan period 100 months (100 equal monthly installments), fixed interest rate 8.49% per year for the offer with life insurance in the basic variant, the commission for granting the loan is 0%. The loan installment amounts to 946.79 PLN. The total cost of the loan of 33 073.72 PLN consists of: interest 26 913.02 PLN and insurance 6 160.70 PLN. The total amount to be paid is 100 773.72 PLN. The granting of the loan by the Bank depends on a positive assessment of creditworthiness. This material does not constitute an offer and is for informational purposes only.