SIM Cash Loan
finance your own contribution under the
Social Housing Initiative
Do you dream of owning your own apartment under the Social Housing Initiative (SIM)?
Finance your participation in the SIM program with a promotional loan!
What does the promotion involve?
The promotion applies to the Bezpieczna Gotówka loan, which you can use to finance the participation fee under the SIM program. It is a simple and convenient solution that will help you obtain the funds needed to join the housing program – with no commission and at an attractive interest rate.
Why is it worth it?
- 0% commission for granting the loan
- Fixed interest rate throughout the entire term of the agreement:
-8.49% – with life insurance
-8.99% – without life insurance
- Financing available up to PLN 150,000
- Repayment period up to 121 months (120 installments)
How can you take advantage of the promotion?
- Visit any branch of Bank Spółdzielczy in Szczytno.
- Apply for the Bezpieczna Gotówka – SIM loan.
- Enjoy preferential financing terms.
Take advantage of the promotion today!
Don't wait – this exceptional offer is available only until February 28, 2027. Make your dream of owning your own apartment come true with the help of Bank Spółdzielczy in Szczytno.
Visit the nearest branch or contact us to learn more.
The APR for the loan for a representative example as of 30/09/2026 is 9.37%.
Total loan amount (excluding financed costs): PLN 18,000.00, loan term 29 months (29 equal monthly installments), each loan installment PLN 692.87. Fixed interest rate 8.99% per annum. Total cost of the loan: PLN 2,093.15 (including: commission PLN 0.00, interest PLN 2,093.15), total amount payable: PLN 20,093.15. The calculation was prepared on 30/09/2026 based on a representative example. Granting of the loan by the Bank is subject to a positive creditworthiness assessment. The information presented above is not an offer or a proposal to purchase a product within the meaning of the law, and is for informational purposes only.