Travel Insurance - Bank Spółdzielczy w Szczytnie

The Compensa TRAVEL insurance includes:

• round-the-clock assistance in emergencies threatening health, covering medical treatment and transportation costs without the need to use personal funds,
• coverage is worldwide,
• accident insurance and third-party liability apply from the moment of leaving home,
• the insured person's age does not affect the premium amount,
• medical transport to Poland does not decrease the amount allocated for covering treatment costs,
• possibility of specialized treatment, including the use of a decompression chamber, even when engaging in high-risk sports,
• coverage of rescue operations costs in the mountains and helicopter transportation.

Comprehensive protection – safety in every situation

Coverage of medical treatment costs abroad – up to 500,000 euros, including hospitalization, surgeries, medications – within the selected insurance amount for medical costs.
Customers can count on support in the event of:

• hospitalization and surgery after an accident or sudden illness,
• ambulatory and specialist visits,
• incurred costs of medications, dressings, and infusions,
• dental treatment up to 500 euros,
• continuation of treatment after returning to Poland up to 5,000 PLN,
• treatment of tropical diseases after returning to the country – up to 15,000 PLN.

Immediate help worldwide 24/7

In case of an emergency, Compensa Travel provides full organizational and financial support within the insurance amount for assistance services, including:

• medical transport to the hospital,
• return transport to Poland or the country of permanent residence,
• coverage of accommodation costs for a companion – up to 200 euros per day for 7 days,
• coverage of pre-return costs to the country up to 1,000 euros,
• translator assistance – up to 500 euros,
• legal assistance – up to 5,000 euros,
• rescue and search operation costs,
• costs of essential items in case of flight delay – up to 150 euros,
• organization of return for accompanying persons in case of the insured's death.

The ERGO Travel insurance package – travel abroad with peace of mind!

For whom is ERGO Travel?

• insurance for the whole family during trips abroad;
• protection during private and business trips;
• offer also for sole proprietors;
• insurance for tour organizers and sports instructors; comprehensive protection for the active;
• offer for all clients – no age limit;

Advantages of ERGO Travel:

• three ready variants to choose from with high insurance amounts – up to 3,000,000 PLN;
• terrorism in the territory of the safe country covered by insurance;
• organization of cashless medical assistance;
• wide range of assistance services;
• full territorial scope – insurance tailored to the travel destination;
• all extensions available in every variant, performance in terms of insurance;
• possibility to purchase a short-term or annual policy;
• possibility to enter into an insurance agreement in named or group form during one transaction;

Each of the three variants includes 5 basic insurances:

• Medical assistance and treatment costs;
• Travel Assistance;
• Accident insurance;
• Liability insurance;
• Luggage;

Additional insurances:

• sports equipment
• accident during travel
• passes and courses

Generali, thinking about travel

is an offer for those going abroad as well as vacationing in Poland. Insurance for foreign travel includes, among others, medical treatment costs in case of sudden illness or accident, assistance, and even waiver of excess in a rented car (with the appropriate extension). Insurance for travel within Poland covers the consequences of accidents in case of permanent injury or death, which can be extended to, for example, liability insurance in private life or sports equipment insurance.

You can also limit the financial effects related to unexpected cancellations or interruptions of travel by means of the “Generali, considering the costs of cancelling a trip” insurance.

This material is for advertising and informational purposes only and does not constitute an offer under Article 66 § 1 of the Civil Code of April 23, 1964. Detailed insurance conditions, including related limitations and exclusions, as well as information on the product's operation rules are defined in the applicable General Terms and Conditions of Insurance “Generali, considering travel”, "Generali, considering the costs of cancelling a trip" provided to the client before concluding the insurance agreement, available on the www.generali.pl website, from individual distributors or at the headquarters of Generali Towarzystwo Ubezpieczeń S.A. at ul. Senatorska 18, 00-082 Warsaw.

Bon Voyage is comprehensive insurance protection covering illnesses and accidents that may occur during foreign trips:

• for tourism purposes;
• for work purposes;

What is covered by the insurance?

Basic Variant:

• treatment costs arising from an accident or illness;
• costs incurred during foreign travel provided by InterRisk through the ASSISTANCE CENTER, immediate assistance in case of hospitalization or transportation to Poland;

Extended Variant:

• rescue and search costs arising from accidents;
• costs associated with the delay in delivery and loss, damage, or destruction of the insured person's travel luggage taken on a foreign trip;
• costs related to flight delays;
• the liability of the insured for personal or property damage caused by them to a claimant by an unlawful act;

“Assistance My Travel”

The comprehensive “Assistance My Travel” care includes a long list of services. These include:

• telephone consultation with a doctor and telephone assistance in completing formalities at a medical facility;
• providing information to the insured before going abroad;
• transport of the insured to Poland;
• transport of close relatives to Poland in case of the insured's death;
• transport of remains to Poland; transport of children left unattended;
• accommodation and transport for one person indicated by the insured if they could not use the originally planned means of transport, delivery of necessary items;
• financial assistance in case of cash loss;
• assistance in case of the need for early return;
• assistance in case of the need to extend a foreign trip;
• assistance in the case of theft/loss of documents; assistance related to flight delays;
• replacement in business travel;
• transmission of an urgent message;
• continuation of foreign travel in case of improvement in health condition after an accident, search and rescue.

The SUPERTRAVEL insurance includes protection available in 4 variants (Basic, Extended, Optimal, Maximum) to choose from, including:

• treatment costs and immediate Assistance;
• consequences of accidents;
• traveler's luggage;
• delay in the delivery of travel luggage;
• flight delay;
• liability in private life;
• liability related to sports and sports equipment;
• risks related to winter sports “Winter Package”;
• deductible for rented vehicles (except for group and unnamed group insurance variants);
• treatment costs in Poland;
• rehabilitation costs in Poland;
• hospital stay in Poland;

The insurance can be concluded in the form of:

• individual named insurance policy for any period not exceeding 12 months;
• individual named insurance policy for a period of 6 or 12 months – for all trips of the insured during the term of the insurance agreement, regardless of their number, provided that each trip does not last longer than 90 days;
• group named (for at least 11 people);
• unnamed group (with at least 100 person-days);