Reference Rates - Bank Spółdzielczy w Szczytnie

Reference Rates

NBP Reference Rates

Indicator Name

Indicator Value
NBP Reference Rate 4,75%
NBP Lombard Rate 5,25%
NBP Deposit Rate 4,25%
NBP Rediscount Rate for Bills 4,80%
NBP Discount Rate for Bills 4,85%

Reference Rates with an update term of 3 months

Reference Rates effective from 01.07.2025
Average WIBOR 3M for PLN - for mortgage loans 4,75%
Average WIBOR 3M for PLN for preferential loans with ARiMR subsidy 4,82%

Reference Rates with an update term of 1 month

Reference Rates effective from 01.09.2025
Average WIBOR 3M for PLN in August - for business loans 4.75%

Other Reference Rates

Reference Rates effective from 01.09.2025
Average WIBID 1M in September 2025 4,64%
Average WIBOR 1M in September 2025 4,84%

The current WIBOR rates can be found at the link: https://www.money.pl/pieniadze/depozyty/zlotowe/. The administrator of the WIBOR rate is GPW Benchmark: https://gpwbenchmark.pl.

* The published rates are effective from the first to the last day of the following month.

EURIBOR rates are available from various sources on the internet, including the following links:

https://www.emmi-benchmarks.eu/benchmarks/euribor/rate/

https://www.bankier.pl/mieszkaniowe/stopy-procentowe/euribor

https://www.money.pl/pieniadze/depozyty/walutowe/