Property Insurance - Bank Spółdzielczy w Szczytnie

Generali, for the home and family

is a property insurance that covers not only the house or apartment but also – depending on needs – vacation home, house under construction, basement, storage room, garage, as well as furnishing elements. This offer is directed both to individuals residing in a given property as well as to those renting it.

This material is for advertising and informational purposes only and does not constitute an offer within the meaning of Article 66 § 1 of the Act of April 23, 1964, the Civil Code. Detailed insurance conditions, including limitations and exclusions of liability, as well as information about the rules of operation of the product, are specified in the applicable General Terms of House, Apartment, and Civil Liability Insurance in Private Life “Generali, for the home and family,” provided to the client before signing the insurance contract, available on the website www.generali.pl, with individual distributors or at the headquarters of Generali Insurance Company S.A. at Senatorska 18, 00-082 Warsaw

Insurance for apartments in Proama

“Apartment Insurance with Deductible” is a proposal for homeowners who have a loan, where the bank requires insurance for the apartment. You will insure not only the property itself but also the belongings within it and attached rooms. We allow for extending coverage with an Assistance package, through which you can receive help while using the insured property.

This material is for advertising and informational purposes only and does not constitute an offer within the meaning of Article 66 § 1 of the Act of April 23, 1964, the Civil Code. Detailed insurance conditions, including limitations and exclusions of liability, as well as information about the rules of operation of individual products and associated costs, are specified in the applicable General Terms of Proama Apartment Insurance with Deductible provided to the client before signing the insurance contract, available on the website www.proama.pl in the Important Documents tab and with individual distributors or at the headquarters of Generali Insurance Company S.A. at Senatorska 18, 00-082 Warsaw.

Proama is a trademark belonging to Generali Insurance Company S.A.

Home Max is an insurance package created to provide comprehensive protection for your assets. It secures residential buildings, residential premises, and other property elements against sudden and unforeseen events, regardless of your will, and in case of damage, it provides financial support and covers, among others:

• reimbursement for products thawed due to refrigerator, freezer malfunction or power outage
• reimbursement for the rental of a substitute location
• reimbursement for the cost of searching for and eliminating the malfunction and/or cause of damage
• reimbursement for lost personal items due to theft outside the insured location
• compensation for destroyed or damaged electronic equipment from accidental breakage, moisture, fall – as an additional option
• damages caused by animals
• gross negligence
• construction disaster
• Home Assistance

It also covers important aspects such as:

• civil liability
• legal assistance in private life
• accident insurance consequences
• medical expenses while traveling abroad

Apartment+ Package

This insurance is for homeowners and apartments looking for maximum protection and assistance in case of fire and random events or any sudden and unexpected events that may cause damage to your property!

Depending on the chosen option, the property insurance provides comprehensive protection against sudden and unexpected events not just random ones but also, among others:

• reimbursement for products thawed due to refrigerator or freezer malfunction or power outage
• reimbursement for the rental of a substitute location
• reimbursement for the cost of searching for and eliminating a malfunction
• reimbursement for lost personal items due to theft outside the insured location
• compensation for destroyed or damaged electronic equipment from accidental breakage, moisture, fall – as an additional option
• damages caused by animals
• gross negligence
• construction disaster
• home Assistance

Insurance My HOME can be concluded with options for 1 year, 2 years, or 3 years.

Property that you can insure includes:
– Apartment or single-family home
– Single-family home under construction
– Vacation home
– Household movable property (e.g. RTV/AGD equipment, bicycles, strollers, furniture)
– Fixed elements (e.g. flooring, stairs, carpets, fixtures, installations)
– Energy production devices (e.g. photovoltaic panels)
– Minor medical equipment (e.g. insulin pumps, hearing aids)
– Plants and garden accessories

Risks that you can insure include:

– Fire and other random events (e.g. explosion, lightning strike, strong wind, flooding)
– Flood
– Power surges
– Vandalism
– Burglary and robbery
or
– All Risk insurance that covers all risks.

Additionally, as part of the insurance, you can also benefit from:

– Accident insurance (NNW) and medical assistance insurance (e.g. doctor visits, childcare)
– Civil liability insurance
– “My HOME Assistance” insurance (e.g. help from a plumber, glazier, electrician)
– Cash fraud insurance

Your place is insurance for a house (also under construction), apartment, or vacation home that you can conclude for 1 year or 3 years.

There are two insurance variants to choose from:

• named risks, such as flooding, hail, strong wind, burglary
• from all sudden and unforeseen random events “All Risk”, except those excluded under the general insurance conditions
• additionally, the variants can be expanded to include third-party liability protection in private life, accident insurance, green energy insurance, movable property outside of home, home assistance, tombstone, and pets (dog and cat)