Investmax Guarantee under the InvestEU program - Bank Spółdzielczy w Szczytnie

• The guarantee secures up to 80% of the loan capital amount
• Guarantee period – up to 51 months for working capital loans, up to 123 months for investment loans
• 0% commission for guarantees for microenterprises, only 0.3% of the guarantee amount for SMEs
• More advantageous than standard financing conditions

The Investmax guarantee is aimed at microenterprises and small and medium-sized enterprises that do not have the required collateral for loan repayment or have used up aid limits, e.g., de minimis aid.

• up to 215,825 PLN for a microenterprise
• up to 8,633,000 PLN for a small or medium-sized company.

The total amount of loans with the Investmax guarantee granted to one entrepreneur may not exceed PLN 32,373,750.

• Low costs or no cost of securing the loan with a guarantee.
• The Investmax guarantee constitutes public assistance and enables the securing of a working capital or investment loan without the need to pledge it with one's own assets (for the part covered by the guarantee).
• Guarantee amounts – up to PLN 172,660 for microenterprises, up to PLN 6,906,400 for SMEs.
• All formalities related to granting the guarantee and the loan can be handled quickly and efficiently at our bank.

All information about the guarantees can be found on the website BGK. You can also ask an employee at the branch of the Cooperative Bank in Szczytno.