FG POIR Guarantees - BIZNESMAX - Bank Spółdzielczy w Szczytnie

• Guarantee amount up to 80% of the loan capital amount
• Maximum guarantee amount: 2.5 million EURO
• No commission fee to BGK for granting the guarantee
• Guarantee period: up to 20 years, subject to restrictions related to state aid
• Possibility of financing an investment project with an environmental focus
• Possibility of obtaining a subsidy for the interest on the loan under the grant from BGK (de minimis aid)

Micro, small and medium enterprises, according to the criteria adopted by the European Union.

Yes, the FG POIR guarantee – BIZNESMAX is a form of public aid: de minimis aid or regional investment aid.

There is a possibility of guaranteeing only new investment and working capital loans.

The purpose of the loan should be to finance the qualified costs of the investment project.

The guarantee facilitates access to financing for activities with increased credit risk on preferential terms, including the implementation of innovation in a broad range (product, process, organizational and marketing).

The guarantee is secured by a blank promissory note from the Borrower.

No fee to BGK for granting the guarantee.

All information about the guarantee can be found on the BGK. You can also ask an employee at the branch of the Cooperative Bank in Szczytno.