ADVANTAGES OF CREDIT CARD | MasterCard Business Credit | World MasterCard Business |
free credit | up to 51 days | up to 56 days |
credit limit | up to 50,000 PLN | up to 100,000 PLN |
transaction without PIN | up to 100 PLN | up to 100 PLN |
transfers from the card | yes | yes |
payments with the card in the country and abroad without fees | yes | yes |
internet transactions | yes | yes |
no need to repay the entire debt - the minimum repayment is only 5% of the used card limit per month, not less than 100 PLN | yes | yes |
Contactless transaction – a cashless transaction made using a card with a contactless antenna at a service point equipped with a POS terminal with a contactless reader. It involves making a payment by bringing the card close to the contactless reader without the cardholder needing to confirm the transaction with a PIN or by signing on the terminal’s printout. It only works for low-value transactions (at the Cooperative Bank in Szczytno up to 100 PLN), completing a transaction of a higher amount requires PIN authorization.
The possibility of not applying strong authentication 3D Secure is in accordance with the Payment Services Act for online transactions
Limits for which 3D-Secure authentication will not be applied
Single online transaction | 100 PLN |
Sum of online transactions | 400 PLN |
Number of consecutive online transactions | 5 PCS |