Factoring
Do you issue invoices with a deferred payment term, e.g., 30, 60, or even 90 days? You can now exchange them for cash in as little as 5 minutes thanks to SMEO factoring.
Dedicated SMEO factoring offer
- High financing limit up to 1,000,000 PLN,
- Daily commission calculation – payment for the actual days of financing,
- Concluding a contract in a fast online process,
- Funds transfer to your account within 5 minutes,
- Financing for companies from day one of operation,
- Financing also available for companies with small debts.
Visit the page and leave your contact information, and our expert will call you to present the details of the offer.
Why is it worth using?
- You don't freeze cash in invoices – you ensure financial liquidity for your company,
- Everything can be done without leaving your home, 100% online,
- Cash in your account can be available even on the day the invoice is issued,
- You can use the acquired funds for any purpose,
- You have the option to finance invoices in EUR and PLN, with a payment term of up to 90 days,
- You only pay for actual days of financing,
- You can finance even single invoices,
- Financing up to 30 days past the due date without additional costs,
- Free verification of the Contractor, to ensure you are working with a reliable company,
- Factoring costs (fees and commissions) are tax-deductible,
- The service does not affect your credit capacity.
What is factoring?
Factoring is a service that allows your company to accelerate payments on invoices you have issued and acquire funds for any purpose. Factoring involves converting issued invoices into cash. This is done by paying an advance on the invoice issued to the contractor. This way, you immediately have financial resources and do not have to wait for payment from the contractor until the invoice's payment deadline. You can receive the funds even within 5 minutes and invest them immediately in the development of your company.
How does it work?
STEP ONE
To complete the free factoring application at SMEO, you will need your ID and your company's tax identification number (NIP). To verify your identity, a one-time login to your company's bank account will be necessary. You can fill out the application 100% online. This may take a few minutes.
STEP TWO
Upon successful verification of your application, you will receive a factoring limit ranging from 15,000 PLN to even 1,000,000 PLN. This is the maximum amount you will be able to withdraw from your invoices at SMEO. After logging into your account in the SMEO system, send the invoice you wish to finance.
STEP THREE
You will receive cash in your account within 5 minutes of the positive verification of your invoice.