Express Elixir – Instant Transfer
Since February 1, 2019, clients of the Cooperative Bank in Szczytno can use the Express ELIXIR system of the National Clearing House S.A. to transfer money from their account to any account in another bank in just a few seconds. Express ELIXIR is the first professional system for immediate payment settlements in Poland, executed directly.
Express ELIXIR is a solution for everyone who values instant funding of their chosen person or company's account. It can be used not only in emergencies to avoid the risk of incurring interest for delays, for example in paying phone, electricity, or gas bills, but also for repaying loan installments or credit cards.
The Express ELIXIR system implemented by the Cooperative Bank in Szczytno allows customers to make domestic transfers in Polish złoty, in instant mode. The limit for a single transaction is 5000.00 PLN.
Both individual clients and entrepreneurs can use the new solution.
The condition for executing a transfer is the availability of the service also at the recipient's bank. A list of banks supporting Express Elixir payments is available at KIR. http://www.expresselixir.pl/tabela-dostepnosci/.
Detailed information regarding the costs of executing Express Elixir transfers can be found in the Table of fees of the Cooperative Bank in Szczytno fee schedule and commissions.
Express ELIXIR transfers submitted at bank branches are executed during the operating hours of the respective branch, while in online banking, they are available 24/7. To execute a transfer in online banking for retail clients, select the Instant transfer option from the drop-down menu Transfers, and for corporate clients: Elixir transfer.