Garmin Pay
Garmin Pay – pay for purchases with your watch
The Garmin Pay service is a contactless transaction service designed for people on the go. Whether you want to grab a cup of coffee after your morning run or have a snack during your ride, Garmin Pay allows you to make quick and easy purchases using just your watch. Don't have a wallet? Don't have a phone? No problem.
What is Garmin Pay?
Garmin Pay is a mobile contactless payment service executed with a Garmin watch after adding a payment card to the digital wallet. With this service, when you pay with your watch, you can use the same payment cards you use every day.
The Garmin Pay service works with many types of credit and debit cards, including Visa® and Mastercard®. Just add them to the virtual wallet on your watch to take advantage of the incentives and rewards associated with using the card.
Using the Garmin Pay service
Example Garmin watch models with Garmin Pay feature
You can currently use the following Garmin devices for payments.
How to start using the service?
- Download the Garmin Connect app on your Android or iOS phone.
- In the Garmin Connect Mobile app, search for your watch and pair it with the app using the “sync” button. In the app, select the Garmin Pay option, then Create Wallet.
- Add a card, enter the card details, accept the terms of service.
- Confirm the addition of the card with an SMS code.
Quick and easy process, how to pay with a watch using Garmin Pay?
It takes just two steps to access the service:
- On the watch, select wallet – press and hold the action/menu button and select the wallet icon.
- Enter a 4-digit code and hold the watch to the terminal.
That's it. You don't need to take out your phone, card, or cash.
Privacy and security – pay with peace of mind with Garmin Pay
The Garmin Pay service protects user data by using assigned card numbers and transaction codes each time the user makes a payment. The number of the card you hold is not stored on the device or on Garmin's servers. It is also not transmitted to the vendor during payment. This allows you to pay without worries.
Answers to frequently asked questions
- Which cards can I add to the services?
All cards issued by the BPS Group excluding contactless stickers and cards issued for the Basic Payment Account
- Where can I pay using Garmin Pay?
Anywhere contactless payments are accepted. Look for locations marked with the logo:
- Is paying this way safe?
Yes. The Garmin Pay service protects user data. The original card number is replaced with a digital substitute, known as a token. This means the number of the physical card is not stored on the watch or on the service provider's servers. It is also not transmitted to the vendor during payment.
- Do I need to have my phone with me to pay?
No, just the watch with the previously added card is sufficient.
- Do I need access to the Internet to use the services?
No, internet access is only required when adding a card to the digital wallet.
- Can I add more than one card to the service?
Yes, you can add more than one card.