Mastercard APIS Mastercard APIS Elite
Mastercard APIS and Mastercard APIS Elite – more than just a credit card
Comfort, safety, and prestige.
The credit cards Mastercard APIS and Mastercard APIS Elite are modern payment solutions designed for individual customers who seek comfort, security, and access to premium services – in Poland and around the world.
The actual annual percentage rate (APR) is 24.00% for the MasterCard APIS credit card. Total amount of the credit limit (without credited costs) PLN 6,700.00 paid in one lump sum, total amount to be paid is PLN 8,949.47, variable interest rate 14.90%, total cost of the loan PLN 2,249.47 (including: interest PLN 1,649.47, card issuance fee PLN 0, annual fee for the card PLN 200.00 - calculated for three years of the contract duration), assuming a one-time payment of the credit limit, repayment of the debt in 36 equal monthly installments of PLN 231.93 or a one-off repayment of PLN 8,349.47. The calculation was made as of January 15, 2026, using a representative example.
The actual annual interest rate (APR) is 25.77% for the MasterCard APIS Elite credit card. Total amount of the credit limit (without credited costs) PLN 14,000.00 paid in one lump sum, total amount to be paid is PLN 18,946.65, variable interest rate 14.90%, total cost of the loan PLN 4,946.65 (including: interest PLN 3,446.65, card issuance fee PLN 0, annual fee for the card PLN 500.00 - calculated for three years of the contract duration), assuming a one-time payment of the credit limit, repayment of the debt in 36 equal monthly installments of PLN 484.63 or a one-off repayment of PLN 17,446.65. The calculation was made as of January 15, 2026 on a representative example.