Safe Cash Loan - Bank Spółdzielczy w Szczytnie

Safe Cash Loan

  • loan for individuals, including individuals earning income from running a business and agricultural activities
  • the loan is intended to finance any consumer needs without the need to document their use
  • loan amount from 1000 PLN to 200,000 PLN
  • the granted loan amount depends on the creditworthiness of the Applicant(s)
  • at the client's request, the loan amount can be increased by:
    1)   bank commission
    2)   costs of optional insurances
    3)   costs related to activating the loan
  • the maximum loan period cannot exceed 120 months
  • the borrower has the right to withdraw from the Loan Agreement within 14 days from the date of signing the Loan Agreement, without giving a reason
  • the loan is secured by a blank promissory note along with a promissory note declaration and other securities, including life insurance offered by the Bank.
    The choice of insurance allows for a reduction in the loan interest rate. Insurance is optional.

 

Do you have a Large Family Card? We have a special offer for you - get 25% off the commission for granting the Safe Cash loan up to 100 PLN.

Just present your Large Family Card at the Bank branch and you can take advantage of the promotion prepared for you.

The actual annual interest rate (APR) is 17.45%.

Total loan amount (excluding financed costs): 79,700.00 PLN, loan period 
108 months (108 equal monthly installments), each loan installment 1,183.38 PLN. Fixed interest rate of 11.40% per year, for the offer with insurance. Total amount to be paid: 139,580.16 PLN, total loan cost: 59,880.16 PLN (including commission: 4,782.00 PLN, interest 47,265.24 PLN, insurance: 7,832.92 PLN). The calculation was made as of January 27, 2026, on a representative example. Granting the loan by the Bank depends on the positive assessment of creditworthiness. The information presented above is not an offer or a proposal to purchase a product within the meaning of the law, and is purely informational.