Safe Cash Loan
- loan for individuals, including individuals earning income from conducting business activities and agriculture
- the loan is intended to finance any consumer needs without the necessity of documenting their use
- loan amount from 1000 PLN to 200,000 PLN
- the granted loan amount depends on the creditworthiness of the Applicant/s
- at the client's request, the loan amount may be increased by:
1) bank commission
2) costs of optional insurance
3) costs related to initiating the loan - the maximum loan term cannot exceed 120 months
- the borrower has the right to withdraw from the Loan Agreement within 14 days from the date of concluding the Loan Agreement, without providing a reason
- the loan is secured by a blank promissory note along with a promissory note declaration and other securities, including life insurance available in the Bank's offer.
Choosing insurance allows for a reduction in the loan interest rate. The insurances are voluntary
Do you have a Large Family Card? We have a special offer for you - receive a 25% discount on the commission for granting the Safe Cash loan, up to a maximum of 100 PLN.
All you need to do is show your Large Family Card at the Bank's branch and you can take advantage of the promotion prepared for you.
Useful Information
APR of the loan for a representative example as of 12.08.2025 is 23.08%.
The total loan amount is PLN 17,100.00, the loan term is 25 months (25 equal monthly instalments), with a fixed interest rate of 12.40% per year for the offer with basic life insurance, and a loan origination fee of 6%. The monthly instalment is PLN 779.66.
The total cost of the loan of PLN 3,806.48 consists of: interest – PLN 2,391.46 and insurance – PLN 389.03. The total amount payable is PLN 20,906.48. Granting of the loan by the Bank is subject to a positive creditworthiness assessment. This material does not constitute an offer and is for information purposes only.