Safe Cash Loan - Bank Spółdzielczy w Szczytnie

Safe Cash Loan

  • loan for individuals, including those earning income from conducting business and agricultural activities
  • the loan is intended for financing any consumption needs without the need to document their use
  • loan amount from 1000 PLN to 200,000 PLN
  • the granted loan amount depends on the creditworthiness of the applicant(s)
  • at the customer’s request, the loan amount can be increased by:
    1)   bank commission
    2)   costs of optional insurance
    3)   costs associated with activating the loan
  • the maximum loan term cannot exceed 120 months
  • the borrower has the right to withdraw from the Loan Agreement within 14 days from the date of signing the Loan Agreement, without giving a reason
  • the loan is secured by a blank promissory note along with a promissory note declaration and other securities, including life insurance available in the Bank's offer.
    Choosing insurance allows for a reduction in the loan interest rate. Insurance is voluntary

 

Do you have a Large Family Card? We have a special offer for you - get a 25% discount on the commission for granting the Safe Cash loan, up to a maximum of 100 PLN.

All you need to do is present your Large Family Card at the Bank branch and you can take advantage of the promotion prepared for you.

The actual annual interest rate (APR) is 17.45%.

Total amount of the loan (excluding financed costs): 79,700.00 PLN, loan term 108 months (108 equal monthly installments), loan installment 1,183.38 PLN each. Fixed interest rate of 11.40% per year, for the offer with insurance. Total amount to be paid: 139,580.16 PLN, total cost of the loan: 59,880.16 PLN (including commission: 4,782.00 PLN, interest 47,265.24 PLN, insurance: 7,832.92 PLN). The calculation was made on January 27, 2026, based on a representative example. Granting the loan by the Bank depends on a positive assessment of creditworthiness. The information provided above is not an offer or proposal to purchase a product within the meaning of legal regulations and is for informational purposes only.