Eco Loan
Cash loan for ecological purposes
ECO? It makes sense that it pays off! Discover the solutions offered by the Cooperative Bank in Szczytno, learn more about the possibilities provided by new technologies supported by numerous funding programs, and see that today an ecological approach can be both sensible and profitable.
At the Cooperative Bank in Szczytno, we also want to present ecology as an economic solution for you, which is why we offer cash loans to finance investments that are friendly to the environment.
Do you have an old and smoky stove? Do you want to upgrade your home equipment and installations? Or are you thinking about using green energy? We have prepared an offer specially for you! At the Cooperative Bank in Szczytno, you will obtain the necessary funds for such investments. Our loan will allow you to realize your plans, while contributing to the improvement of the natural environment.
Let's summarize:
- The maximum loan amount is up to 100,000 PLN
- The loan term up to 120 months
- The interest rate is fixed and amounts to only 7.5%
- Commission as low as 1.8%
- 1.8% if you take out life insurance, property insurance, and current account
- 2% if you choose life insurance and current account
- 2.5% with property insurance and current account
- 3% without additional conditions
The bank is lowering the commission for granting the ECOLOGICAL loan by 0.5 percentage points from the applicable commission rate for Seniors who are holders of a savings and checking account held at the Cooperative Bank in Szczytno and the Szczytno Senior Card 60 PLUS. The promotion is valid from 01.02.2023 to 31.01.2026.
Useful information
Using insurance protection allows for a reduction in the interest rate on the loan and is voluntary.
The APRC of the loan for a representative example as of 10.12.2024 is 9% for the following assumptions:
Total loan amount 9,400.00 PLN, loan term 16 months (16 equal monthly installments), fixed interest rate of 8.10% per year for the offer with life insurance in the basic variant, commission for granting the loan 2% for individuals who do not hold a savings and checking account at the Cooperative Bank in Szczytno. The loan installment amounts to 621.77 PLN. The total cost of the loan of 873.26 PLN includes: interest 548.39 PLN, commission 188.00 PLN, and insurance 136.86 PLN. The total amount to be paid is 10,273.26 PLN. The granting of the loan by the Bank is contingent on a positive assessment of creditworthiness. This material does not constitute an offer and is for informational purposes only.