Eco Loan
Cash loan for ecological purposes
ECO? It's logical that it's worth it! Discover solutions offered by the Cooperative Bank in Szczytno, learn more about the opportunities provided by new technologies supported by numerous funding programs, and see that today an ecological approach can be both sensible and profitable.
At the Cooperative Bank in Szczytno, we want to present ecology as an economic solution for you, which is why we offer you cash loans to finance environmentally friendly investments.
Do you have an old, smoky furnace? Do you want to modernize your home equipment and installations? Or maybe you're thinking about using green energy? We have prepared an offer just for you! At the Cooperative Bank in Szczytno, you will obtain the necessary funds for such investments. Our loan will allow you to realize your plans, and in addition, you will contribute to the improvement of the natural environment.
Let's summarize:
- The maximum loan amount is as much as 100,000 PLN
- Loan period up to 120 months
- The interest rate is fixed and amounts to only 7.5%
- Commission from 1.8%
- 1.8% if you take out life, property, and current account insurance
- 2% if you choose life insurance and current account
- 2.5% with property insurance and current account
- 3% without additional conditions
Using insurance protection allows for a reduction in the interest rate of the loan and is voluntary.
The actual annual interest rate (APR) is 9%.
Total loan amount (excluding financed costs): 63,000.00 PLN; total amount to be paid: 79,416.68 PLN, nominal interest rate 7.50% calculated annually, total cost of the loan: 16,416.68 PLN (including: commission 1,890.00 PLN, interest 14,526.68 PLN), 68 monthly equal installments of 1,140.10 PLN. The calculation was made as of March 28, 2025, on a representative example. Granting the loan by the Bank is subject to a positive assessment of creditworthiness. The information presented above is not an offer or a proposal to purchase a product within the meaning of legal provisions and is for informational purposes only.