Summer Time - Bank Spółdzielczy w Szczytnie

Summer Time

Credit

 

Apply now

Get favorable credit interest rates if you have or open a personal account (ROR) and actively use our products.

  • Promotion duration: 23.06.2026 – 20.09.2026.
  • Loan granting fee: 0%
  • Maximum loan amount: 20,000 PLN
  • Loan period: 19 months (18 installments)

Fixed interest rate:

  • insurance loan: 6.49%
  • loan without life insurance: 6.99%

We encourage you to check the details in the Terms and Conditions of the promotion listed below.

Why is it worth it?

  • Credit available for individuals, including those running a business or agricultural activity

  • Funds can be used for any consumer purpose – no need to document expenses

  • The loan amount is determined individually, depending on creditworthiness

  • The possibility to purchase life insurance as part of the offer

  • Flexible repayment – you choose the day of the installment payment

  • Simple application process

Don't miss the opportunity! Check our promotion today.
We invite you to our branches.

 

APR

The actual annual percentage rate (APR) is 7.21%.

Total loan amount (excluding financed costs): 5,400.00 PLN, loan period 12 months (12 equal monthly installments), loan installment 467.22 PLN each. Fixed interest rate of 6.99% per year. Total amount to be paid: 5,606.63 PLN, total cost of the loan: 206.63 PLN (including: fee 0.00 PLN, interest 206.63 PLN). The calculation was prepared on 18.06.2026 based on a representative example, assuming you will open a savings and settlement account Pol - Active Account, and the cost of maintaining the account will be 0 PLN (provided monthly inflows to the account of 3,000 PLN). Granting of the loan by the Bank is conditional on a positive evaluation of creditworthiness. The information presented above is not an offer or proposal to acquire a product within the meaning of legal regulations and is for informational purposes only.