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Get a favorable loan interest rate if you have or open a personal account (current account) and actively use our products.
- Promotion period: 25/09/2026 – 20/11/2026
- Loan arrangement fee: 0%
- Maximum loan amount: PLN 20,000
- Loan term: 25 months (24 installments)
Fixed interest rate:
- loan with life insurance: 6.49%
- loan without life insurance: 6.99%
We encourage you to read the details in the promotion terms and conditions published below.
Why choose it?
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Loan available to individuals, including those running a business or agricultural activity
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Funds may be used for any consumer purpose – without the need to document expenses
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The loan amount is set individually, depending on creditworthiness
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It is possible to purchase life insurance as part of the offer
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Flexible repayment – you choose the installment payment date
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Simple application process
Don't miss out! Check out our promotion today.
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The Annual Percentage Rate (APR) is 7.24%.
•Total loan amount (excluding financed costs): PLN 6,300.00 •Loan term: 15 months (15 equal monthly installments) •Monthly installment: PLN 439.84 •Fixed interest rate: 6.99% per annum •Total cost of the loan: PLN 297.56 (including: fee PLN 0.00, interest PLN 297.56) •Total amount payable: PLN 6,597.56
We prepared the calculation on 20/09/2026 based on a representative example, assuming that you meet the conditions for a free personal account. The conditions for a free personal account are specified in the Schedule of Fees and Commissions on our website www.bsszczytno.pl.
If you want to take advantage of the promotion and do not meet the conditions for a free personal account, the account maintenance fee will be added to the loan costs. Then:
•APR will be 14.69% •Total loan amount (excluding financed costs): PLN 6,300.00 •Loan term: 15 months (15 equal monthly installments) •Monthly installment will remain unchanged and will amount to: PLN 439.84 •Fixed interest rate: 6.99% per annum •Total cost of the loan will increase by PLN 270.00 and amount to PLN 567.56 •Total amount payable will also increase by PLN 270.00 and amount to PLN 6,867.56
Remember that you can reduce the total cost of the loan by ensuring regular incoming transfers and making the required number of card transactions – then the personal account will be free of charge for you. The conditions for a free personal account are specified in the Schedule of Fees and Commissions on our website www.bsszczytno.pl.
The granting of a loan by the Bank depends on a positive creditworthiness assessment. The information presented above does not constitute an offer or a proposal to purchase a product within the meaning of the law, and is for information purposes only.
"The promotion is available to new customers and customers who take advantage of an additional offer from the Bank (details in the Terms and Conditions available at branches and on the website)."