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- Promotion period: September 22, 2025 – November 21, 2025
- Loan origination fee: 0%
- Maximum loan amount: PLN 20,000
- Loan term: 19 months (18 installments)
Fixed interest rate:
- Loan with insurance: 9.90%
- Loan without life insurance: 10.40%
Why it's worth it?
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Loan available for individuals, including those running a business or farming
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Funds can be used for any consumption purpose – no need to document expenses
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The loan amount is set individually, depending on creditworthiness
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Option to purchase life insurance as part of the offer
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Flexible repayment – you choose the day of the installment payment
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Simple application process
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The APR for the representative example as of September 16, 2025, is 12.71%.
The total loan amount is PLN 5,400.00, the loan term is 13 months (13 equal monthly installments), the fixed interest rate is 9.90% per annum for the offer with life insurance in the basic option, and the loan origination fee is 0%. The loan installment is PLN 439.77. The total loan cost of PLN 380.86 consists of PLN 316.97 in interest and PLN 63.88 in insurance. The total amount payable is PLN 5,780.86. The Bank's approval of the loan is contingent on a positive creditworthiness assessment. This material does not constitute an offer and is for informational purposes only.