Deposit for New Funds – edition II
Transfer your savings to our Bank and open a promotional Deposit for New Funds.
You can open a Deposit for New Funds if you meet all of the following conditions:
- you hold or will open a checking account in PLN with our Bank before opening the deposit
- you will deposit Promotional New Funds into the deposit, with a minimum amount of 5000 PLN
- you grant the Bank marketing consents
What are New Funds?
New Funds are the excess cash amounts deposited by the Holder in deposit accounts on the day preceding the day of the funds' transfer to the Deposit, compared to the cash balance in these accounts on 31.12.2025.
Deposit accounts are individual or joint: savings accounts, savings and checking accounts, or term deposit accounts in PLN and convertible currencies. The equivalent of funds in convertible currencies is converted at the average NBP exchange rate announced the previous day.
How do we calculate new funds?
New Funds is the difference between the current account balance and what had already been accumulated earlier. To calculate it, you should:
-
Check the balance of funds on the day before opening the Deposit
-
- Subtract the balance of funds from 31.12.2025.
-
+ Add cash and new deposits credited on the day of opening the Deposit
Why is it worth it?
- Fixed, attractive interest rate up to 3.40%.
- You choose the duration of the deposit – 3, 6, 12, or even 24 months.
- We do not limit the amount of funds you intend to deposit with us.
- You have the option to open multiple promotional deposits.
- Your funds are safe; the Bank Guarantee Fund ensures safety.
Interest Rates
| Contract Period | Interest Rate per Year |
|---|---|
| 3 months | 3.40% |
| 6 months | 2.40% |
| 12 months | 2.20% |
| 24 months | 1.90% |
The promotion lasts until 31.01.2026.