Deposit for New Funds – edition II
Transfer your savings to our Bank and open a promotional Deposit for New Funds.
You can open a Deposit for New Funds if you meet the following conditions:
- you have a current account in PLN in our Bank or open one before opening the deposit
- you will deposit promotional New Funds, with a minimum amount of 5000 PLN
- you will give the Bank marketing consent
What are New Funds?
New Funds are the surplus funds placed by the Account Holder in deposit accounts on the day before the funds are transferred to the Deposit, compared to the cash balance in those accounts as of 30.11.2025.
Deposit accounts are individual or joint: savings accounts, savings and checking accounts, or term deposit accounts in zlotys and convertible currencies. The equivalent of funds in convertible currencies is calculated at the average exchange rate of the NBP announced on the previous day.
How do we calculate new funds?
New Funds is the difference between the current account balance and what has already been accumulated earlier. To calculate it, you should:
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Check the balance of funds the day before opening the Deposit
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- Subtract the balance of funds from 30.11.2025.
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+ Add cash and new deposits credited on the day of opening the Deposit
Why is it worth it?
- Fixed, attractive interest rate up to 3.60%.
- You choose the term of the deposit – 3, 6, 12, or even 24 months.
- We do not limit the amount of funds you intend to deposit with us.
- You have the option to open multiple promotional deposits.
- Your funds are safe, guaranteed by the Bank Guarantee Fund.
Interest Rates
| Contract Term | Interest Rate per annum |
|---|---|
| 3 months | 3.60% |
| 6 months | 2.60% |
| 12 months | 2.40% |
| 24 months | 2.10% |
Promotion lasts until 31.12.2025.