ADVANTAGES OF THE CREDIT CARD | MasterCard Business Credit | World MasterCard Business |
free credit | up to 51 days | up to 56 days |
credit limit | up to 50,000 PLN | up to 100,000 PLN |
transaction without PIN | up to 100 PLN | up to 100 PLN |
transfers from the card | yes | yes |
card payments in the country and abroad without fees | yes | yes |
internet transactions | yes | yes |
no obligation to pay off the entire debt – the minimum payment is only 5% of the utilized credit limit monthly, no less than 100 PLN | yes | yes |
Contactless transaction – a cashless transaction made using a card with a contactless antenna at a merchant equipped with a POS terminal with a contactless reader. It involves making a payment by bringing the card close to the contactless reader without the need for the cardholder to confirm the transaction using a PIN or by signing on the receipt from the terminal. It only works for low-value transactions (at the Cooperative Bank in Szczytno up to 100 PLN), making a transaction of a higher amount requires PIN authorization.
The ability not to apply strong authentication 3D Secure is in accordance with the Payment Services Act for internet transactions
Limits up to which 3D-Secure authentication will not be applied
Single internet transaction | 100 PLN |
Total value of internet transactions | 400 PLN |
Number of consecutive internet transactions | 5 PCS |