Factoring for Farmers
You run an agricultural business and issue invoices with deferred payment terms, e.g., 30, 60, or even 90 days? You can exchange them for cash in even 5 minutes thanks to SMEO factoring.
To receive financing, you just need to be an active VAT payer and present the payment order.
Dedicated SMEO factoring offer for farmers
- High financing limit up to 1,000,000 PLN,
- Daily commission calculation – pay for actual days of financing,
- Conclusion of the contract in a quick online process,
- Transfer of funds to your account in just 5 minutes,
- Funding for agricultural activities from the first issued invoice.
Visit the website and leave your contact, and our expert will call you and present the details of the offer.
Why is it worth using?
- You do not freeze cash in invoices – you ensure financial liquidity,
- Everything can be arranged without leaving home, 100% online,
- You can have cash in your account even on the day the invoice is issued,
- The obtained funds can be allocated for any purpose,
- You can finance invoices in EUR and PLN, with payment terms of up to 90 days,
- You only pay for actual days of financing,
- You can finance even single invoices,
- Financing for up to 30 days past the due date without additional costs,
- Free verification of the Contractor to ensure that you are dealing with a reliable company,
- Factoring costs (fees and commissions) are tax-deductible,
- The service does not affect your creditworthiness.
What is factoring?
Factoring is a service that allows you to accelerate payments for the sales invoices you have issued and obtain funds for any purpose. Factoring involves converting issued invoices into cash. This is done through the payment of an advance on the issued invoice to the contractor. As a result, you immediately have financial resources without having to wait for payment from the contractor until the due date on the invoice. You can receive funds in as little as 5 minutes and invest them right away in the growth of your business.
How does it work?
STEP ONE
To complete the free factoring application at SMEO, you will need an ID and the VAT number of your agricultural business. To confirm your identity, a one-time login to the company bank account will be necessary. You can fill out the application 100% online. It may take a few minutes. For verification purposes, it will be necessary to present a so-called payment order to confirm the status of your agricultural activity.
STEP TWO
Upon successful verification of your application, you will receive a factoring limit ranging from 15,000 PLN to even 1,000,000 PLN. This is the maximum amount you will be able to withdraw from your invoices at SMEO. After logging into your account in the SMEO system, send the invoice you want to finance.
STEP THREE
You will receive cash in your account within 5 minutes after the positive verification of your invoice.