UniLokata
UniLokata is a savings and investment program in which half of the funds are deposited in a term deposit and half are invested in investment funds.
The main features of UniLokata are:
- annual deposit interest rate of 2.00% + profit from investments,
- minimum deposit of 2,500.00 PLN, maximum 25,000.00 PLN,
- the ability for the Client to choose the period for which the deposit is made – 3 or 6 months,
- the ability to choose between two portfolios – Stable Growth or Balanced,
- the funds deposited in UniLokata are divided in a 50/50 ratio,
- the ability for the Client to open more than one UniLokata,
- the ability to leave funds in the fund portfolio after the expiry of the UniLokata.
Funds or sub-funds do not guarantee the achievement of the intended investment objective or the attainment of a specified investment result. Participants must be aware of the possibility of losing at least part of their invested funds. Required legal information, including information about the investment risk associated with investments in fund participation units and sub-funds, can be found in the informational prospectuses and summary prospectuses of the funds available online at www.generali-investments.pl, at Generali Investments TFI S.A. and in the sales network.
The sub-funds of the UniFundusze FIO fund: UniKorona Bonds, UniStable Growth may invest more than 35% of the value of their Assets in securities issued, guaranteed, or backed by the State Treasury and NBP.
The sub-fund of the UniFundusze FIO fund: UniObligations: New Europe may invest more than 35% of the value of its assets in securities issued, guaranteed, or backed by: (i) the State Treasury, NBP, (ii) the following countries belonging to the European Union or OECD: Australia, Austria, Belgium, Bulgaria, Czech Republic, Cyprus, Denmark, Estonia, Finland, France, Greece, Spain, Netherlands, Ireland, Iceland, Japan, Canada, South Korea, Lithuania, Luxembourg, Latvia, Malta, Mexico, Germany, Norway, New Zealand, Poland, Portugal, Romania, Slovakia, Slovenia, United States, Switzerland, Sweden, Turkey, Hungary, United Kingdom, Italy, (iii) the following international financial institutions: European Investment Bank and World Bank (International Bank for Reconstruction and Development).
The net asset value of the sub-fund: UniKorona Stocks may be characterized by high volatility. Funds provide investors with current financial information, among others, through publications available on their websites www.generali-investments.pl