Cash Loan - Bank Spółdzielczy w Szczytnie

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Cash Loan

Get a loan online!

Submit an application

Submit a loan application through our website, learn about the offer, sign the contract. Everything 100% online – conveniently, quickly and securely. With one click, go to the electronic application, first check the terms of your loan, then fill out the form, and confirm your identity using a “selfie”. You don’t have to visit a branch. Decide when and where to submit the application, sign the contract, and withdraw the money.

Benefits

  • Amount from 1,000 PLN to 20,000 PLN

  • Interest rate 10.90 %

  • Commission 6 %

  • Loan term up to 60 months

  • Minimum formalities

  • 100% online

Minimum formalities means that to submit the application, in addition to your ID card, you only need documents confirming your income:

  • for an employment contract – a certificate of earnings and employment, the template of which you can find below in the Useful Information section
  • if you receive income from a pension or disability pension – a scan or photo of your last pension or disability pension slip or a decision on its award
  • for civil law agreements, it can be a scan or photo of the contract confirming income from the last 12 months.

If you earn income from several sources, you can attach several documents confirming your income.

The flexibility of our loan allows you to choose the type of installments (equal or decreasing), and even the day of their repayment (you choose whether you prefer to repay at the beginning, in the middle, or at the end of the month).

Take a loan

How to take an online cash loan?

  • Click the button Take a loan and go to the electronic application
  • Select the branch that will serve you
  • Prepare your ID card
  • Prepare documents confirming your income
  • Prepare your mobile phone
  • Make sure you have good lighting and will not lose Internet connection
  • That's all for now – the electronic application will guide you further…

The actual annual interest rate (APR) for the Secure Cash loan applied for through the internet channel for a representative example as of October 17, 2024, is 19.59%.

Total loan amount 8,700.00 PLN loan term 21 months (21 equal monthly installments) fixed interest rate 10.90% per year for the offer without life insurance, commission for granting the loan 6%. The loan installment is 456.93 PLN. The total cost of the loan is 1,417.46 PLN, consisting of: interest 895.46 PLN and commission 522.00 PLN. The total amount payable is 117.46 PLN. The granting of the loan by the Bank is dependent on the positive assessment of creditworthiness. This material does not constitute an offer and is for informational purposes only.

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