Loan for Services
Fulfill the dream of your own apartment.
Special housing loan offer for uniformed and medical services!
You serve others every day – now we want to take care of you and your future.
We have prepared a special housing loan offer for soldiers, police officers, firefighters, as well as employees of other uniformed and medical services and civilian employees of these formations.
Thanks to preferential conditions, you can realize your dreams of having your own home or apartment faster.
What can you use the loan for?
- purchase of a building plot
- building a house
- renovation or modernization of property
- repayment of a housing loan in another bank
Why is it worth it?
- preferential interest rates
- lower installments compared to the standard offer
- low margin – from 0.99%
- the option to choose variable or fixed interest rates
- long loan term – up to 30 years
- individual support from an advisor – from the first contact to signing the contract
Trust an institution that appreciates your service.
We know how much you sacrifice to ensure the safety and health of others. Let us now help you take care of what is most important to you – your home and your family's peace.
Contact us for more information.
The loan is granted during the promotion period from November 3, 2025, to March 31, 2026. on the terms specified in the regulations of the housing loan promotion "My Home" under the name "Housing loan for uniformed and medical services.”
Useful information
For variable interest rate: The Actual Annual Percentage Rate (APR) is: 6.40% for the following assumptions: total loan amount: 316,000.00 PLN (excluding financed costs), loan term: 242 months; own contribution: 20% of the property value; loan interest rate 5.74% per annum for the first 24 months and 6.25% per annum in subsequent years - calculated as the sum of the current reference rate (variable WIBOR 3M 4.75%) and the Bank's margin of 0.99% for the first 24 months and 1.50% in subsequent years. The equal monthly installment for the first 24 months amounts to 2,207.00 PLN, and from the 25th month, the subsequent installments will amount to 2,292.75 PLN, total number of installments: 242. The total cost of the loan is 237,007.55 PLN, including: the sum of interest over the entire loan period: 236,788.55 PLN, loan granting commission: 0% of the granted loan amount amounting to: 0 PLN, cost of establishing a mortgage: 200.00 PLN, tax on civil law transactions (PCC-1): 19.00 PLN. The total cost of the loan does not include the following costs: costs of insuring the financed property and the cost of property appraisal, as it is not a provider of this additional service for the consumer. The total amount to be paid is: 553,007.55 PLN. The interest rate is variable and may increase during the term of the loan agreement due to an increase in the WIBOR 3M reference rate, resulting in an increase in the amount of the loan installment. The calculation was made on October 31, 2025, on a representative example.
For periodically fixed interest rate: The Actual Annual Percentage Rate (APR) is: 6.38% for the following assumptions: total loan amount: 316,000.00 PLN (excluding financed costs), loan term: 242 months; own contribution: 20% of the property value; periodically fixed interest rate of 5.65% per annum for the first 60 months and variable interest rate of 6.25% per annum in subsequent years – calculated as the sum of the current reference rate (variable WIBOR 3M 4.75%) and the Bank's margin of 1.50%. The equal monthly installment for the first 60 months amounts to 2,190.77 PLN, and from the 61st month, the subsequent installments will amount to 2,277.49 PLN. The total cost of the loan is 230,168.55 PLN, including: the sum of interest over the entire loan period: 229,949.55 PLN, loan granting commission: 0% of the granted loan amount amounting to: 0 PLN, cost of establishing a mortgage: 200.00 PLN, tax on civil law transactions (PCC-1): 19.00 PLN. The total cost of the loan does not include the following costs: costs of insuring the financed property and the cost of property appraisal, as it is not a provider of this additional service for the consumer. The total amount to be paid is: 546,168.55 PLN. The interest rate is fixed for the first 60 months and then becomes variable. During the period of the variable rate, the interest rate may increase due to an increase in the WIBOR 3M reference rate, resulting in an increase in the amount of the loan installment. The calculation was made on October 31, 2025, on a representative example.